Conduits and issuers of mortgage securities and whole loan offerings have the responsibility of structuring products and solutions that result in liquidity for the mortgage market, while creating an attractive and safe investment vehicle for private investors. It is important for conduits to have transparency and trust in their relationships with sellers and buyers. Opus CMC provides a high degree of transparency with results that are based off a rigorous and well-tested quality control process. These identify deficiencies at a loan level, and portfolio level and can be easily understood and remediated by partners.

Relevant Services:

  • Manage process flow and data with consistent analysis
  • Review and audit policies and procedures
  • Pre/Post closing quality control review
  • Repurchase rebuttals
  • Validate underwriting to ensure accuracy and highlight risk areas
  • Credit assessment
  • Compliance assessment
  • Property value reconciliation

Issues of Importance:

  • Guideline validation and conformity
  • Risk rating recommendation
  • Avoidance of future financial losses
  • Understand and manage risks

Benefits of Opus CMC’s Product and Delivery:

  • Facilitate consistent and comprehensive procedures
  • Minimize risks associated with non-compliance
  • Alleviate the risk of repurchase
  • Confidence in originating compliant loans
  • More accurate pricing