Disclaimer: Opie, our AI Chatbot, is designed to provide general information and assistance based on Opus CMC company’s data and mortgage industry knowledge. Opie’s responses are generated by artificial intelligence and should not be considered as professional advice or a substitute for personalized assistance from a qualified mortgage professional. Opie strives to provide accurate information, but Opus CMC cannot guarantee the accuracy or timeliness of the responses. It is recommended to consult with a qualified professional or contact Opus CMC directly for personalized advice. Opus CMC and its affiliates are not liable for any loss or damage arising from the use of Opie. Use of Opie implies acceptance of these terms and conditions.