Joseph has 12 years of experience in secondary mortgage due diligence, including more than a decade with Opus CMC. His expertise spans QM, Non-QM, securitization, and forensic litigation. Joseph provides operational oversight by supporting management, underwriting staff, and clients. He collaborates with other directors and department heads to design policies that drive efficiency and improve service quality. A firm believer in team building and professional development, Joseph fosters a collaborative environment that empowers employees to consistently deliver exceptional results for clients.